*{
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

    .sizing5{
        margin-top: 100px;
    }
       .disclaimer-header {

            color: black;
            padding: 5rem 0;
            margin-bottom: 3rem;
          
            position: relative;
            overflow: hidden;
        }
        
        .disclaimer-header::before {
            content: "";
            position: absolute;
            top: 0;
            right: 0;
            bottom: 0;
            left: 0;
            background: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100" preserveAspectRatio="none" opacity="0.05"><path d="M0,0 L100,0 L100,100 L0,100 Z" fill="white"/></svg>');
            background-size: cover;
        }
        
        .disclaimer-card {
            border: none;
            border-radius: 15px;
            box-shadow: 0 10px 20px rgba(0, 0, 0, 0.05);
            transition: all 0.3s ease;
            margin-bottom: 2rem;
            overflow: hidden;
            background: white;
        }
        
        .disclaimer-card:hover {
            transform: translateY(-5px);
            box-shadow: 0 15px 30px rgba(0, 0, 0, 0.1);
        }
        
        .disclaimer-card .card-header {
            background: linear-gradient(to right, var(--Fast Spring Pay -dark), var(--Fast Spring Pay -primary));
            color: white;
            font-weight: 600;
            border-bottom: none;
            padding: 1.5rem;
            position: relative;
        }
        
        .disclaimer-card .card-header::after {
            content: "";
            position: absolute;
            bottom: 0;
            left: 0;
            right: 0;
            height: 4px;
            background: var(--Fast Spring Pay -accent);
        }
        
        .warning-item {
            position: relative;
            padding-left: 2rem;
            margin-bottom: 1rem;
            border-left: 3px solid var(--Fast Spring Pay -accent);
            padding-left: 1.5rem;
            transition: all 0.3s ease;
        }
        
        .warning-item:hover {
            background-color: rgba(249, 168, 38, 0.05);
            transform: translateX(5px);
        }
        
        
        .legal-highlight {
            background-color: rgba(78, 84, 200, 0.1);
            border-left: 4px solid var(--Fast Spring Pay -primary);
            padding: 1.5rem;
            border-radius: 0 8px 8px 0;
            margin: 1.5rem 0;
        }